Online Tracing & Consumer Risk Profiling | Inspirit Data South Africa
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South Africa's Identity Intelligence Platform

Inspirit Trace Benefit Platform

Tracing and recovery intelligence platform

Financial Services | Fintech | Insurance | Collections
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One Platform. Complete Identity Intelligence.

The Inspirit platform combines multiple datasets and advanced analytics to deliver trusted identity insights and risk intelligence — through a single interface or API.

due diligence

iTBP Verify

Instant identity verification and KYC compliance checks for digital onboarding and regulated industries

  • ID number validation
  • Address verification
  • Bank account checks
  • FICA / AML screening
  • Customer due diligence
KYC

iTBP Trace

Locate individuals and uncover contact data through high-volume, multi-source tracing intelligence.

  • Phone number discovery
  • Address history tracing
  • Employment intelligence
  • Associate & relative linking
  • Debtor location intelligence
KYE

iTBP Risk

Identity risk scoring and fraud indicators that turn raw data into clear decision intelligence.

  • Company and consumer risk score
  • Fraud indicator detection
  • Detect human fraud patterns
  • AML monitoring alerts
  • Lending risk assessment
Risk

iTBP DataHub

Clean, validate, and enrich customer datasets at scale — improving the quality of your decisions.

  • Contact data enrichment
  • Deceased record checks
  • ID corrections & validation
  • Bulk upload & processing
  • Indigent classification
    Indigent Status: Likely Indigent
    Confidence Score: 82%
    Based on:
    • Income signals
    • Employment indicators
    • Grant dependency
    • Household data
    • Geographic indicators
Learn More

// IDENTITY GRAPH

One search reveals the full identity network

  • Uncover hidden identity connections
  • Detect fraud rings and shared device patterns
  • Trace individuals across multiple data sources instantly
  • Visualise linked accounts, devices, and locations in one view

Key Features

Software tailored for your business

Address Verification Service
Address Verification Service
Deeds Information
Deeds Information
Property Contact Detail
Property Contact Detail
Company info plus contact details
Company info plus contact details
Directorship
Directorship
ID Verification
ID Verification
Adverse indicators
Adverse indicators
Employment information
Employment information
Marital status
Marital status
Deceased status
Deceased status
contact scoring and LSM
Contact Scoring and LSM
Relationship Links
Relationship Links

// INDUSTRIES

Built for Every Sector That Needs
Trusted Identity Data

Inspirit serves organisations across South Africa where identity intelligence drives safer decisions.

🏦

Financial Services

Identity verification, credit risk, fraud detection, compliance

📱

Fintech

Real-time onboarding, KYC, API-driven fraud prevention

🛡️

Insurance

Claims verification, fraud investigations, identity tracing

⚖️

Collections & Legal

Debtor tracing, asset recovery, contact intelligence

📡

Telecommunications

SIM registration, customer verification, fraud detection

🏛️

Government

Identity validation, POPIA compliance, public-sector verification

// DEVELOPER APIS

Integrate Identity Intelligence Into Your Systems

RESTful APIs designed for real-time onboarding, automated decisioning, and enterprise-scale identity verification. Fast integration. Scalable architecture. Secure data access.

  1. RESTful API with secure authentication and millisecond response times
  2. Automate compliance checks during customer onboarding workflows
  3. Enable real-time fraud scoring integrated into your decisioning engine
  4. Scalable cloud infrastructure supporting enterprise transaction volumes
  5. Comprehensive documentation and developer sandbox environment
// Verify an identity in real-time
POST /v1/verify-identity

{
  "id_number": "8706125012087",
  "name": "John Smith",
  "phone": "+27821234567"
}

// Response
{
  "status": "verified",
  "confidence": 97,
  "fraud_score": 14,
  "risk_level": "low",
  "fica_compliant": true
}

POST /v1/trace-person
POST /v1/fraud-risk-score
POST /v1/bank-account-check
POST /v1/aml-screening

Powered by

// PLATFORM INTELLIGENCE

Data Intelligence & Compliance Capabilities

Seven powerful capabilities that put Inspirit ahead of traditional data bureaus.

FEATURE 01

Comprehensive Identity Verification

Leverage trusted sources, including DHA and biometric verification, to authenticate identities. Validate ID numbers, perform facial recognition, and cross-reference contact data for FICA-compliant onboarding.

FEATURE 02

Regulatory Compliance Monitoring

Stay aligned with FICA, AML, and POPIA requirements through continuous monitoring and alerts. Identify changes in customer profiles early and maintain audit-ready compliance records.

FEATURE 03

Digital Identity Insights

Combine contact data and address history to map relationships across identities. Detect shared numbers, linked profiles, and financial behaviour patterns to uncover hidden connections.

FEATURE 04

Smart Collections Enablement

Utilise collections scorecards, estimated income and expense profiles, and derived disposable income to guide recovery strategies. Determine optimal debit order timing to improve success rates and cash flow.

FEATURE 05

Consumer FICA Compliance & Verification

Simplify customer onboarding with integrated FICA verification checks. Validate identity and supporting data in real time to meet regulatory requirements and reduce compliance risk.

FEATURE 06

Bulk Data Processing & Enrichment

Process large volumes of customer records efficiently. Receive enriched datasets including updated contact details, deceased status, and data corrections — ideal for financial institutions and enterprises.

FEATURE 07

Supplier Onboarding & Risk Validation

Accelerate supplier onboarding with trusted data verification and compliance checks. Gain visibility into business entities, directors, and linked records to reduce risk and ensure regulatory alignment.

FEATURE 08

Powered by Trusted Data Integrations

Data refreshed regularly from SACCRA, credit bureaus, Deeds Office, and CIPC to support accurate verification and informed decision-making.

Tracing and Integration Capabilities

Choose the right approach based on your objective — from basic tracing and onboarding to advanced enterprise integration

TRACE / ONBOARDING

Collections Trace / Onboarding

Fast, contact-driven tracing and onboarding

  • ID-based search
  • Contact data retrieval
  • Address history
  • Employment history
  • Deeds information
  • Company & Director Info
  • Universal search using machine learning
  • Reverse address lookup
  • Relationship links
  • Collection Scorecards
  • Predicted affordability analysis

Outcome: Faster contact and improved onboarding/collections

Enterprise

API ACCESS

Full Platform Integration

Access all datasets, automate workflows, and integrate tracing into your systems

  • ID-based search
  • Contact or address data search
  • Company & Director search
  • Deeds search
  • Indigent classification search

Outputs include:

  • Consumer / Company profile
  • Contact and address information
  • Employment history
  • Deeds information
  • Company and director information
  • Collection Scorecards
  • Affordability assessment

Outcome: Scalable integration and automated tracing workflows

Industry leaders that rely on Inspirit

Bidvest
Careerbox
CCI
Computershare
Bidvest McCarthy
SABC
SAICB
BP
Dotsure
LKCentrix
Ignition
Syspro
Xds
Bidvest
Careerbox
CCI
Computershare
Bidvest McCarthy
SABC
SAICB
BP
Dotsure
LKCentrix
Ignition
Syspro
Xds

Remain compliant and safeguard your business

Speak to one of our dedicated solutions specialists to request a demo.

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